Additional Living Expense:
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Covers normal living expenses when you need to vacate your home due to a covered loss; motel, food etc.
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Deductible:
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A set amount the insured must pay before the Homeowners Policy will begin to pay.
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Dwelling:
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A structure to live in – may be your home, or another residence you own.
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Guaranteed Home Replacement Cost:
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Replaces your home, without depreciation, even if it exceeds your policy limit.
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Medical Payments:
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Pays medical costs for persons, other than household members, who are injured on your property.
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Optional Home Coverage's:
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Other Structures:
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Permanent structures NOT attached to the home; a garage, storage shed, fencing etc.
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Personal Liability:
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Protection against personal negligence lawsuits brought against you or other residents of your household.
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Personal Property Replacement Cost:
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Replaces an item that was damaged without depreciation.
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Personal Property:
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Items belonging to you and your family members living in your home; clothes, furniture, bicycles etc.
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Replacement Cost:
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Replaces your home, without depreciation, up to your policy limit.
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Scheduled Personal Property:
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Additional coverage for items, which have limitations under the homeowner’s policy such as jewelry, computers, guns, fine arts etc.
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Page
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Contact
Us
Hetrick & Associates
300 South Front Street Marquette, MI 49855
Phone: (906) 228-7500
or toll free
1-800-562-9773
Fax: (906) 228-5385
h&a@hetrickins.com
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2nd
Location
Jennings Insurance
396 US 41
Negaunee, MI 49841
(906) 475-4171
jennings@up.net
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Office Hours
8am - 5pm M-F
evenings by appointment
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