Term

Definition

Bodily Injury

Provides payment to others that are seriously injured in an accident in which you are found legally responsible.

Property Damage

Pays for damage to property of others resulting from an auto accident outside the state of Michigan. You or a covered driver must be found legally responsible in order for payment to be made.

Personal Injury Protection (PIP)

Provides partial or full coverage of medical expenses for you and your family members when involved in an auto accident regardless of who is at fault. Lost wages may also be covered under PIP.

Property Protection Insurance (PPI)

Pays for damages done by your auto to legally parked vehicles, or stationary objects (fences, buildings, lamp posts) in the state of Michigan.

Michigan Catastrophic Claims Association (MCCA)

Pays for people who are severely injured in an auto accident. This fund reimburses your auto insurance company for medical claims exceeding $250,000. This is a state mandatory charge covering automobiles and motorcycles written in Michigan.


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Hetrick & Associates
300 South Front Street Marquette, MI 49855

Phone: (906) 228-7500
or toll free
1-800-562-9773

Fax: (906) 228-5385
h&a@hetrickins.com
2nd Location

Jennings Insurance
396 US 41
Negaunee, MI 49841

(906) 475-4171
jennings@up.net
Office Hours

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evenings by appointment

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