Uninsured/Underinsured Motorist Coverage:
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Will pay if you or a member of your family are injured in an accident, when the other driver if found at fault, and has inadequate coverage or no insurance at all.
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Limited Property Damage – Mini-tort:
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Will pay up to $500 for damages done to someone else’s vehicle when you are at fault in an accident and they do not have adequate coverage on their vehicle.
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What is Collision Coverage:
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Covers damages to your vehicle when involved in an accident.
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Collision Coverage - Broad Form:
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Pays for damages to your vehicle whether or not you are at fault, your deductible will apply if you are at fault
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Collision Coverage - Regular:
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Pays for damages to your vehicle whether or not you are at fault, your deductible will always apply with this type of collision
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Collision Coverage - Limited:
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Pays for damages to your vehicle ONLY if you are NOT at fault, deductible will always apply.
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What is Comprehensive Coverage:
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Covers damage to your vehicle by Fire, Theft, Vandalism, Glass Breakage, Hail, & Deer, your deductible will apply.
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Road Service/Towing:
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Pays for costs incurred when you need a tow truck or battery jump, subject to your policy limit.
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Rental Reimbursement:
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Pays for costs of renting a vehicle while yours is being repaired as a result of an accident, subject to your policy limit.
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Contact
Us
Hetrick & Associates
300 South Front Street Marquette, MI 49855
Phone: (906) 228-7500
or toll free
1-800-562-9773
Fax: (906) 228-5385
h&a@hetrickins.com
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2nd
Location
Jennings Insurance
396 US 41
Negaunee, MI 49841
(906) 475-4171
jennings@up.net
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Office Hours
8am - 5pm M-F
evenings by appointment
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